A workplace injury can cost an employee thousands of dollars in expenses, and coming up with the money to cover those costs is not always easy. Millions of workplace injuries happen each year, and if one should happen to you, you should know how to maximize the compensation you earn for your accident. Employees may try to earn compensation by suing their employer for their injuries, but is this really the best decision?
What suing your employer can cost you
Workers’ compensation is the most common way of supplying employees with the compensation they deserve, but sometimes it is not enough. In their pursuit of the compensation they deserve, an employee may be surprised to learn that suing their employer may disqualify them for workers’ comp, or they may not be able to file a claim against their employer at all.
Employers are often protected from injury lawsuits by providing workers’ compensation for their employees. However, this does not mean that an employee can’t sue anyone for their injuries. While you may not be able to sue an employer for your injuries, you may be able to file a claim against a third party if they were liable for your injuries.
Making the most out of your injury
Just because you cannot sue your employer for your injuries does not mean that you are out of options. Filing a claim against a subcontractor or the driver that caused your car accident while working can help you secure the funds you need to cover the costs of your injury.
A personal injury attorney can help you review your situation to confirm what you can do to get the money you need. Do not make the mistake of leaving money on the table and not holding liable parties accountable for their actions. Consider filing a third-party claim to help supplement your situation following your accident.